Successful payments resumed by 6:41 AM ET. The quiet stretch traced to a run of renewal charges declining on ordinary card-decline reasons (mostly insufficient funds) during an overnight low-activity window, not a processing or platform issue.

Automated monitoring flagged a stretch of renewal payments failing to complete on the US account starting around 3:23 AM ET. Investigation confirmed 9 of 10 renewal charges attempted between 3:23 AM and 5:19 AM ET were declined by different customers' banks (mostly insufficient funds), not a processing failure. The main checkout page has shown no errors in this window. We are continuing to monitor and will post when payments return to typical levels.